Monday, March 5, 2018

Like a Good Neighbor- State Farm Not There

28 Years Later

Been with State Farm since I was 15/16 years old (27 years). Never had an at-fault claim for auto, used them for Home Insurance and thought they were actually the best.

Had a 70ft tall Spruce Tree fall in backyard due to a bad 60 mph wind storm recently.  Fortunately it did not damage the house. I have received estimates upwards of $6,800 to remove.

I called my agent to file a claim to learn I was NOT COVERED because my house was not damaged. 

Lets's see the math in 28 years:
  • $28,000 Auto Premiums paid
  • $16,800 Home Insurance Premiums paid
Total $44,800.

What State Farm gave me is $0.  I have lost so money with this shit-bag company that IS NOT A GOOD NEIGHBOR at all!

They couldn't even offer $500 to remove the big 70 foot (fell) tree because it was considered "maintenance".  WTF????  If that mega-tree fell 12ft the wrong way and trashed my house and potentially killed one of my kids, they would be there. 

State Farm is a company that I STOOD BY and they abandoned me as homeowner. 

I am DONE being ripped off by State Farm. Useless insurance unless your house burns down or flies away to Kansas.  I thought as a "lifer" that State Farm cared - nope.

2019 Update: I made appointments with my SF agent to nickel-and dime all of my policies with them - saved over $500 per year by being a pushy and needy client